Each quarterly issue of the Northwood Perspective features articles of interest on wealth, family issues, investments, tax planning and current events.
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2017

  • Chairman’s Message
  • Using Emotional Intelligence to Benefit Family Conversations About Wealth
  • Tax Rates Have Risen Substantially for Ontario Taxpayers
  • What is a Reasonable Expected Rate of Return?

2016

  • Chairman’s Message: The Wigmore Association
  • Why Dividend ‘Growth’ Matters
  • What is a Family Office? – Our New White Paper
  • Managing Your Task List – The Ivey Lee Method
  • Blockchain – A Potentially Disruptive Technology
  • Chairman’s Message: Seeing Past the Noise
  • Your Most Important and Impactful Financial Planning Input
  • Tips for Managing Investment Risk
  • Sudden Wealth
  • Chairman’s Message: Rich Experiences
  • Control What You Can Control and Conservatively Estimate the Rest
  • Federal Budget Highlights
  • The Family Balance Sheet – An Asset Allocation Tool
  • Chairman’s Message: The Six Values a Good Advisor Provides to Clients
  • Maintaining Perspective in Down Markets
  • Taxing News
  • Preparing for the Upcoming Life Insurance Rule Changes
  • What’s Left to Do with Your Fixed Income Allocation?

2015

  • Chairman’s Message: Managing Risk
  • The Return of Volatility
  • Back to School – Time to Review Your Family’s Education Funding
  • The Rules are Changing for Some Common Estate Planning Strategies
  • Chairman’s Message: The Opposite of Spoiled
  • The Cottage Discussion
  • A Deeper Dive into Asset Allocation
  • 6 Degrees of Separation
  • Summer Reading List
  • Chairman’s Message: Starting With Why
  • Observations from Silicon Valley
  • An Entrepreneurial Family Culture and the Preservation of Wealth
  • Remembering the Value of Active Management
  • Chairman’s Message: Hearing from Clients
  • Some Energy for the Conservative Investor
  • Welcome to Risk Management 2.0
  • Selecting Your Personal Representative
  • New Additions to our Website

2014

  • Chairman’s Message: Observations on Asia 2014
  • How a Family Should Approach Investment Risk
  • Conversations on the Transition of Wealth
  • The Power of Dividend-Paying Stocks
  • Chairman’s Message: Facts and Controllables
  • Introducing the Northwood Investment Insights
  • Effectively Managing Direct Private Equity Investments
  • The Importance of Clarifying Values in a Family Wealth Plan
  • Ontario Budget Update
  • Summer Reading List
  • Chairman’s Message: Busy and Fruitful
  • Three Strategies to Safeguard Client Equity Portfolios
  • Shaping of the Next Generation of Wealth and Generosity
  • Weighing the Benefits of Spousal RRSPs
  • Federal Budget Update
  • Words of Wisdom from the Oracle of Omaha
  • Chairman’s Message: You Still Have to Get Back
  • Both Sides of the US Equity Story
  • Wigmore in Rio
  • Three Steps to Foster Financial Responsibility in Kids
  • What’s in a Name?
  • New Additions to the Northwood Website

2013

  • Chairman’s Message: The Importance of Perspective
  • Q&A with the Authors of Family Wealth Management
  • The Value of Family Trusts for HNW Families
  • Interview with the Family Office Leadership Summit
  • Noteworthy Links
  • Chairman’s Message: Northwood’s 10th Anniversary
  • This Time Economists Really Don’t Know
  • 2013 STEP Conference Update
  • Two Trends That Will Impact Wealthy Families
  • Working Effectively With Your Accounting Firm
  • 2013 Summer Reading List
  • Chairman’s Message: Positive Developments
  • How Much Should You Leave to the Kids?
  • Wigmore Association: A European Vantage Point
  • Canadian Federal Budget Highlights
  • The Value Of Value Investing
  • Five Reasons You Should Give Your Son or Daughter Funds to Invest in a TFSA
  • Chairman’s Message: Coping With All the Paper
  • The Closest Thing to a Crystal Ball…
  • A Lesson from Pension Funds for Private Clients
  • The Critical Importance of a Disciplined Investment Process
  • Philanthropy for the Ultra Wealthy – The Giving Pledge

2012

  • Chairman’s Message: Northwood Hosts Wigmore
  • Control what you can control and conservatively estimate the rest
  • A German perspective on the European Crisis, the ECB, Merkel, and “The Greeks”
  • Start with your family’s goals… But what are they?
  • IRS offers amnesty to non-resident US taxpayers
  • Chairman’s Message: 25th Issue of the Northwood Perspective
  • A Rush to Safety
  • Editorial Comment: It’s Not That Complicated!
  • Northwood Q & A: Issues Facing US Citizens Resident in Canada
  • Summer Reading List
  • Chairman’s Message: Perspective from Down Under
  • Canada has become even more ‘Resource-full’
  • Northwood Launches Two New Websites
  • 2012 Federal and Ontario Budget Highlights
  • Chairman’s Message: What’s your Hassle Map?
  • Where will the spotlight shine next?
  • Global Family Office Collaboration
  • Raising Children of Affluence
  • Is it time to teach the old dog new tricks?

2011

  • Chairman’s Message: Windows on the World
  • Back to School
  • 6 Degrees of Separation
  • Chairman’s Message: Busy Summer
  • Holding Steady Above Par
  • Summer Reading List
  • A Different Breed: The Family Office Advisor
  • 2011 Federal Budget Updates
  • Chairman’s Message: Integrated Thinking
  • A Tale of Three Sectors
  • How and When to Talk to Your Kids About Money
  • Has Privacy Become Obsolete?
  • The Finer Points of Choosing a Personal Representative
  • Chairman’s Message: New Year’s Gratitude List
  • Don’t Miss the Low-Hanging Fruit
  • An Update on the U.S. Income and Estate Tax Legislation
  • Dividend Investing
  • Property and Casualty Insurance

2010

  • Chairman’s Message: On the Front Lines of Private Wealth
  • What a Difference a Year Makes!
  • Book Review: “Silver Spoon Kids”
  • A Ticking Water Balloon
  • A Different Breed: The Family Office Advisor
  • Chairman’s Message: The West German Headache Center
  • A Decade of Extremes
  • Perpetual Guaranteed Return
  • A Lasting Legacy: The Importance of Updating your Estate Plan
  • Chairman’s Message: Enough
  • Sideways – A break from the storm
  • How will you Measure your Life?
  • Maybe it’s not so cold up here after all
  • The Tip of the Iceberg
  • Chairman’s Message: Busy Summer
  • The Shoemaker’s Children
  • What’s in a Name?
  • The Role of Bonds in a Portfolio
  • Summer Reading List

2009

  • Chairman’s Message: Crisis = Danger + Opportunity
  • A New Look for Northwood
  • Two Important Tax Updates
  • Book Review: The Tao of Warren Buffett
  • Putting Goal-Based Investing to the Test!
  • Chairman’s Message: Let’s Hope Next Year is Better
  • Swimming Naked
  • 2008 – A Year of Emotion and Upheaval
  • Evaluating Investment Managers
  • Black Swans and Improbable Events
  • Chairman’s Message: What is the Rest of the Story?
  • The Family Office – A Bit of History
  • Insurance as an Asset Class
  • Canadian Citizenship for the Wealthy Global Family: The World’s Best-Kept Secret
  • Christmas Shopping List: Some Captivating Book Ideas
  • Chairman’s Message: Aaah, Summer!
  • Are you Losing Money in Bonds?: Understanding the Tax-effect
  • Are you (or a family member) an American citizen?
  • Summer Reading Selection
  • Banff Family Office conference: Immigrants and Natives

2008

  • Chairman’s Message: Particularly Painful
  • Expectations Management
  • Money and Values Across the Generations
  • Guest Column – Volatility, Risk and Valuation
  • Guest Column – Florida Real Estate Opportunities: What Canadians Need to Know
  • Chairman’s Message: New Year Potpourri
  • What to Remember in Volatile Markets
  • Northwood once again Ranked #1 Independent Family Office in Canada
  • Guest Column – Investing in Art
  • Are you Ready to Sell Your Business?
  • Guest Column – Life Coaching…What’s it all about?
  • Is Your Financial Future in Your DNA?
  • Chairman’s Message: The Lost Meaning of Wealth
  • Keeping Your Head
  • Year End Tax Planning
  • A Different Breed: Characteristics of a Good Family Office Advisor
  • First-Ever Canadian Family Office Forum
  • Chairman’s Message: A Tale of Two Cities
  • Do You Understand Your Will?
  • Insights from Yale’s Charlie Ellis
  • Northwood Adds TD Capital Private Equity as Private Equity Manager
  • Guest Column – Engaging the Next Generation
  • A Window on US Wealth Management
  • An Excerpt from the 2007 Berkshire Hathaway Annual Letter

2007

  • Chairman’s Message: Spring Cleaning
  • Finance Grade 1(01)
  • Suddenly Liquid
  • Federal Budget 2007 Recap
  • Guest Column – Non-Traditional Financing: What to Do When the Bank Says No
  • Estate Freeze
  • Chairman’s Message: Getting Organized
  • Northwood Ranked #1 Independent Family Office in Canada
  • A Lasting Legacy: The Importance of Updating Your Estate Plan
  • A Generational Shift: Entrepreneurs to Sell Businesses in Record Numbers
  • Managing Managers
  • Income Trusts: Our Two Cents
  • Chairman’s Message: The Value of Knowing your Values
  • Book Review: “Silver Spoon Kids”
  • Is it Time to Donate Securities?
  • Seven World Trends to Watch for
  • Don’t Lose Money
  • What’s New at Northwood Stephens
  • Chairman’s Message: The Catalysts for Engaging a Family Office
  • Do You Need a Family Office?
  • The Benefits of Proper Investment Manager Combination
  • Guest Column – Selling Smarter: Minimizing Legal ‘Skeletons’
  • What’s New at Northwood

2006

  • Chairman’s Message: Giving, Health and Family Memories
  • Risk Optimization: Don’t Put All Your Eggs in One Bucket
  • Cottage Planning
  • Strategic Family Philanthropy
  • Your Best Interest: Dividend Paying Stocks
  • Guest Column – Health: Why is it “Off Balance Sheet”?
  • Chairman’s Message: Net Worth Management
  • What is a Family Office?
  • Can You Achieve Perpetual, Guaranteed, Risk-Free Return?
  • Long-Term Investing in a Short-Term World
  • A Charitable Federal Budget
  • Report on China
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