Chairman’s Message: 2020 Hindsight?
If I had told you in the Fall of 2016 – not even five years ago – that Elon Musk would be the richest man in the world, a global pandemic would virtually shut down the entire world, and a…
When do You Need a Family Office?
Despite all of the challenges of the past year, 2020 was a year of continued growth for us at Northwood Family Office, with the addition of a number of new families who chose Northwood to manage their integrated financial affairs.…
How to Make a Million Dollars in a TFSA Account
Note: In the Northwood Perspective newsletter, we usually target our writing to current and prospective family office clients (i.e. those with $10M+ of investable assets). However, we are also aware that many other people read our newsletter on a regular…
Why Dividend ‘Growth’ Matters
For investors seeking income, the investment landscape has become an increasingly complicated one over the past several years. Two prevailing themes have been ‘yield compression’ and recurring volatility explosions. Over the past decades, yields on traditional fixed income instruments have…
Is Inflation About to Return?
One topic that has been getting increasing attention in 2021 is inflation. With a significant supply of new money in the market, there are concerns about a burst of inflation as economies reopen and pent-up demand comes back online. The…
Northwood Staff Profile: Nicole Santos
What do you do at Northwood? As part of the Operations team here at Northwood, I am responsible for assisting the head trader with executing trades and all client requests. I am also responsible for new client account openings and…
Chairman’s Message: An Honest Self-Assessment
In recent days, I have been seeing more and more families who are accumulating significant amounts of capital, selling businesses, experiencing family changes, and getting older. Many are beginning to think about whether a family office now makes sense for…
How To Position Your Portfolio in Advance of the US Election
Quick quiz: Which U.S. President of the last 70 years presided over the largest overall percentage gain in the stock market? If you answered Bill Clinton, you are correct. Over his eight years in office from 1993-2001 the S&P 500…
Tax Landscape Post COVID-19
The COVID-19 pandemic has quickly changed healthcare systems, the economy and daily life for virtually everyone around the world. We are living in a period of deep uncertainty around the short and mid-term impacts of the pandemic and the longer-term…
Book Review: The Psychology of Money by Morgan Housel
The things that matter most in personal finance are boring. Spend less than you earn. Invest in a diversified portfolio. Choose an investment strategy that you can stick with when markets get rough. Avoid risking what you have to reach…
