Each quarterly issue of the Northwood Perspective features articles of interest on wealth, family issues, investments, tax planning and current events.
In 2019, we began publishing our quarterly newsletter articles as individual blog posts. This was done to help our readers share individual articles with their networks, and to help us understand which articles were resonating the most with our readers. To access our newsletter articles for 2019 and beyond, please visit our Perspective Blog.
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2018
- Chairman’s Message: 50 Quarters of Perspective
- Q&A With Our First Client Family
- Roller Coaster Markets Require Perspective and Discipline
- Northwood Staff Profile – Claire Hunt
- The Elevator Rule
- Chairman’s Message: Wealth of Wisdom
- What Risk and Return Can I Get From “The Market”?
- Northwood Staff Profile – Mia Cassidy
- The Deceptive Power of Compounding Interest
- Chairman’s Message: Solving the Hassle Map
- Northwood’s 15th Anniversary – Direction, Perspective and Confidence
- Investing 101 – Risk-Free Return
- Wigmore in Shanghai – Key Learnings about Investing in Chinese Markets
- Northwood Staff Profile – Barrett Lyons
- Korea at the Crossroads
- Chairman’s Message: Northwood’s 15th Anniversary – How It All Began
- When Do You Need a Family Office?
- Northwood Staff Profile – Andrew Jeffery
- Market Returns are Rarely Average Returns
- Can’t Get No Satisfaction – Update on Federal Tax Changes
2017
- Chairman’s Message: Wigmore in America
- The Summer When Tax Planning Stopped
- Northwood Staff Profile – CC Shaver
- How to Engage the Next Generation in Philanthropy
- A Wild World
- Chairman’s Message: A Matter of Trust
- A Common Reporting Standard
- A Different Breed: The Family Office Advisor
- How a Family Should Approach Investment Risk
- Poloz Takes The Plunge
- Chairman’s Message: Our Time in Japan
- Federal Budget Recap
- Why We Don’t Do Macro Investing
- Time-Weighted vs. Money-Weighted Performance
- Finance Grade 1(01) – 10 Years Later
- Chairman’s Message
- Using Emotional Intelligence to Benefit Family Conversations About Wealth
- Tax Rates Have Risen Substantially for Ontario Taxpayers
- What is a Reasonable Expected Rate of Return?
2016
- Chairman’s Message: The Wigmore Association
- Why Dividend ‘Growth’ Matters
- What is a Family Office? – Our New White Paper
- Managing Your Task List – The Ivey Lee Method
- Blockchain – A Potentially Disruptive Technology
- Chairman’s Message: Seeing Past the Noise
- Your Most Important and Impactful Financial Planning Input
- Tips for Managing Investment Risk
- Sudden Wealth
- Chairman’s Message: Rich Experiences
- Control What You Can Control and Conservatively Estimate the Rest
- Federal Budget Highlights
- The Family Balance Sheet – An Asset Allocation Tool
- Chairman’s Message: The Six Values a Good Advisor Provides to Clients
- Maintaining Perspective in Down Markets
- Taxing News
- Preparing for the Upcoming Life Insurance Rule Changes
- What’s Left to Do with Your Fixed Income Allocation?
2015
- Chairman’s Message: Managing Risk
- The Return of Volatility
- Back to School – Time to Review Your Family’s Education Funding
- The Rules are Changing for Some Common Estate Planning Strategies
- Chairman’s Message: The Opposite of Spoiled
- The Cottage Discussion
- A Deeper Dive into Asset Allocation
- 6 Degrees of Separation
- Summer Reading List
- Chairman’s Message: Starting With Why
- Observations from Silicon Valley
- An Entrepreneurial Family Culture and the Preservation of Wealth
- Remembering the Value of Active Management
- Chairman’s Message: Hearing from Clients
- Some Energy for the Conservative Investor
- Welcome to Risk Management 2.0
- Selecting Your Personal Representative
- New Additions to our Website
2014
- Chairman’s Message: Observations on Asia 2014
- How a Family Should Approach Investment Risk
- Conversations on the Transition of Wealth
- The Power of Dividend-Paying Stocks
- Chairman’s Message: Facts and Controllables
- Introducing the Northwood Investment Insights
- Effectively Managing Direct Private Equity Investments
- The Importance of Clarifying Values in a Family Wealth Plan
- Ontario Budget Update
- Summer Reading List
- Chairman’s Message: Busy and Fruitful
- Three Strategies to Safeguard Client Equity Portfolios
- Shaping of the Next Generation of Wealth and Generosity
- Weighing the Benefits of Spousal RRSPs
- Federal Budget Update
- Words of Wisdom from the Oracle of Omaha
- Chairman’s Message: You Still Have to Get Back
- Both Sides of the US Equity Story
- Wigmore in Rio
- Three Steps to Foster Financial Responsibility in Kids
- What’s in a Name?
- New Additions to the Northwood Website
2013
- Chairman’s Message: The Importance of Perspective
- Q&A with the Authors of Family Wealth Management
- The Value of Family Trusts for HNW Families
- Interview with the Family Office Leadership Summit
- Noteworthy Links
- Chairman’s Message: Northwood’s 10th Anniversary
- This Time Economists Really Don’t Know
- 2013 STEP Conference Update
- Two Trends That Will Impact Wealthy Families
- Working Effectively With Your Accounting Firm
- 2013 Summer Reading List
- Chairman’s Message: Positive Developments
- How Much Should You Leave to the Kids?
- Wigmore Association: A European Vantage Point
- Canadian Federal Budget Highlights
- The Value Of Value Investing
- Five Reasons You Should Give Your Son or Daughter Funds to Invest in a TFSA
- Chairman’s Message: Coping With All the Paper
- The Closest Thing to a Crystal Ball…
- A Lesson from Pension Funds for Private Clients
- The Critical Importance of a Disciplined Investment Process
- Philanthropy for the Ultra Wealthy – The Giving Pledge
2012
- Chairman’s Message: Northwood Hosts Wigmore
- Control what you can control and conservatively estimate the rest
- A German perspective on the European Crisis, the ECB, Merkel, and “The Greeks”
- Start with your family’s goals… But what are they?
- IRS offers amnesty to non-resident US taxpayers
- Chairman’s Message: 25th Issue of the Northwood Perspective
- A Rush to Safety
- Editorial Comment: It’s Not That Complicated!
- Northwood Q & A: Issues Facing US Citizens Resident in Canada
- Summer Reading List
- Chairman’s Message: Perspective from Down Under
- Canada has become even more ‘Resource-full’
- Northwood Launches Two New Websites
- 2012 Federal and Ontario Budget Highlights
- Chairman’s Message: What’s your Hassle Map?
- Where will the spotlight shine next?
- Global Family Office Collaboration
- Raising Children of Affluence
- Is it time to teach the old dog new tricks?
2011
- Chairman’s Message: Busy Summer
- Holding Steady Above Par
- Summer Reading List
- A Different Breed: The Family Office Advisor
- 2011 Federal Budget Updates
- Chairman’s Message: Integrated Thinking
- A Tale of Three Sectors
- How and When to Talk to Your Kids About Money
- Has Privacy Become Obsolete?
- The Finer Points of Choosing a Personal Representative
- Chairman’s Message: New Year’s Gratitude List
- Don’t Miss the Low-Hanging Fruit
- An Update on the U.S. Income and Estate Tax Legislation
- Dividend Investing
- Property and Casualty Insurance
2010
- Chairman’s Message: Enough
- Sideways – A break from the storm
- How will you Measure your Life?
- Maybe it’s not so cold up here after all
- The Tip of the Iceberg
- Chairman’s Message: Busy Summer
- The Shoemaker’s Children
- What’s in a Name?
- The Role of Bonds in a Portfolio
- Summer Reading List
- Chairman’s Message: On the Front Lines of Private Wealth
- What a Difference a Year Makes!
- Book Review: “Silver Spoon Kids”
- A Ticking Water Balloon
- A Different Breed: The Family Office Advisor
- Chairman’s Message: The West German Headache Center
- A Decade of Extremes
- Perpetual Guaranteed Return
- A Lasting Legacy: The Importance of Updating your Estate Plan
2009
- Chairman’s Message: What is the Rest of the Story?
- The Family Office – A Bit of History
- Insurance as an Asset Class
- Canadian Citizenship for the Wealthy Global Family: The World’s Best-Kept Secret
- Christmas Shopping List: Some Captivating Book Ideas
- Chairman’s Message: Aaah, Summer!
- Are you Losing Money in Bonds?: Understanding the Tax-effect
- Are you (or a family member) an American citizen?
- Summer Reading Selection
- Banff Family Office conference: Immigrants and Natives
- Chairman’s Message: Crisis = Danger + Opportunity
- A New Look for Northwood
- Two Important Tax Updates
- Book Review: The Tao of Warren Buffett
- Putting Goal-Based Investing to the Test!
- Chairman’s Message: Let’s Hope Next Year is Better
- Swimming Naked
- 2008 – A Year of Emotion and Upheaval
- Evaluating Investment Managers
- Black Swans and Improbable Events
2008
- Chairman’s Message: The Lost Meaning of Wealth
- Keeping Your Head
- Year End Tax Planning
- A Different Breed: Characteristics of a Good Family Office Advisor
- First-Ever Canadian Family Office Forum
- Chairman’s Message: A Tale of Two Cities
- Do You Understand Your Will?
- Insights from Yale’s Charlie Ellis
- Northwood Adds TD Capital Private Equity as Private Equity Manager
- Guest Column – Engaging the Next Generation
- A Window on US Wealth Management
- An Excerpt from the 2007 Berkshire Hathaway Annual Letter
- Chairman’s Message: Particularly Painful
- Expectations Management
- Money and Values Across the Generations
- Guest Column – Volatility, Risk and Valuation
- Guest Column – Florida Real Estate Opportunities: What Canadians Need to Know
- Chairman’s Message: New Year Potpourri
- What to Remember in Volatile Markets
- Northwood once again Ranked #1 Independent Family Office in Canada
- Guest Column – Investing in Art
- Are you Ready to Sell Your Business?
- Guest Column – Life Coaching…What’s it all about?
- Is Your Financial Future in Your DNA?
2007
- Chairman’s Message: The Value of Knowing your Values
- Book Review: “Silver Spoon Kids”
- Is it Time to Donate Securities?
- Seven World Trends to Watch for
- Don’t Lose Money
- What’s New at Northwood Stephens
- Chairman’s Message: The Catalysts for Engaging a Family Office
- Do You Need a Family Office?
- The Benefits of Proper Investment Manager Combination
- Guest Column – Selling Smarter: Minimizing Legal ‘Skeletons’
- What’s New at Northwood
- Chairman’s Message: Spring Cleaning
- Finance Grade 1(01)
- Suddenly Liquid
- Federal Budget 2007 Recap
- Guest Column – Non-Traditional Financing: What to Do When the Bank Says No
- Estate Freeze
- Chairman’s Message: Getting Organized
- Northwood Ranked #1 Independent Family Office in Canada
- A Lasting Legacy: The Importance of Updating Your Estate Plan
- A Generational Shift: Entrepreneurs to Sell Businesses in Record Numbers
- Managing Managers
- Income Trusts: Our Two Cents
2006
- Chairman’s Message: Giving, Health and Family Memories
- Risk Optimization: Don’t Put All Your Eggs in One Bucket
- Cottage Planning
- Strategic Family Philanthropy
- Your Best Interest: Dividend Paying Stocks
- Guest Column – Health: Why is it “Off Balance Sheet”?
- Chairman’s Message: Net Worth Management
- What is a Family Office?
- Can You Achieve Perpetual, Guaranteed, Risk-Free Return?
- Long-Term Investing in a Short-Term World
- A Charitable Federal Budget
- Report on China